Learn more about Swift reason codes
| Code | Name | What to do |
|---|---|---|
AC01 | IncorrectAccountNumber | The beneficiary account number is invalid. Get the correct account details from the beneficiary and send a new payment. |
AC04 | ClosedAccountNumber | The beneficiary account is closed. Contact the beneficiary for updated account details. |
AC06 | BlockedAccount | The beneficiary account is blocked. Contact the beneficiary to resolve the block. |
AG01 | TransactionForbidden | The account does not accept this type of payment. Check the account type with the beneficiary. |
AG02 | InvalidBankOperationCode | The bank operation code is invalid. Correct the bank operation code and send a new payment. |
AM02 | NotAllowedAmount | The amount exceeds a limit. Check the limit with the correspondent bank. |
AM03 | NotAllowedCurrency | The bank does not accept the currency. Use a currency the beneficiary bank supports. |
AM04 | InsufficientFunds | The account does not have enough funds. Check the funding of the account that pays for the payment. |
AM05 | Duplication | The bank detected a duplicate. Check whether the original payment succeeded before you send it again. |
BE01 | InconsistentWithEndCustomer | The identification does not match the account holder. Check the beneficiary name and account. |
BE04 | MissingCreditorAddress | The beneficiary address is missing. Add the address and send a new payment. |
RC01 | BankIdentifierIncorrect | The BIC is invalid. Correct the beneficiary bank identifier and send a new payment. |
RR01 | MissingDebtorAccountOrIdentification | Debtor account or identification is missing. Add the missing data and send a new payment. |
RR02 | MissingDebtorNameOrAddress | Debtor name or address is missing. Add the missing data and send a new payment. |
RR03 | MissingCreditorNameOrAddress | Beneficiary name or address is missing. Add the missing data and send a new payment. |
RR04 | RegulatoryReason | The bank rejected the payment for a regulatory reason. Contact the correspondent bank. |
DUPL | DuplicatePayment | The bank received the payment twice. Check the status of the original payment. |
TECH | TechnicalProblem | The bank had a technical problem. Contact the correspondent bank before you retry. |
NARR | Narrative | The bank explains the reason in text. Read the additional information on the payment. |
