Bank reachability lookup

Look up a bank's details and the payment channels it can be reached through from an IBAN, a BIC8, or a BIC11, before you send a payment.

POST /bank_reachability/lookup is now available.

• Send one identifier: iban, bic8, or bic11. Leave the other two empty.
• The response returns the bank's name, alternative_name, identifiers, address, and reachability.
• identifiers includes bic8, bic11, routing_bic (the BIC used to route Swift FIN payments), and iban_national_id.
• reachability lists each payment_type the bank supports and, for each one, the payment_channels with their channel, area, and mode (direct or indirect). It is null when the bank does not participate in any payment channel.
• Supported payment types cover SEPA credit transfers, SEPA instant credit transfers, SEPA Direct Debit Core and B2B, Bacs Direct Credit, Bacs Direct Debit, and related Bacs transaction types.

No changes are required to existing integrations. See the Bank reachability guide and the Bank reachability lookup reference.